No ordinary farm accounting
At Stem Rural, we don’t do things the usual way. We’re always looking for better, smarter ways to approach farm finances. Farming is evolving, and so are we.
Keeping it real
At Stem Rural, we avoid jargon. Instead we speak plainly and offer honest advice to ensure we deliver understandable and transparent solutions for every customer.
All about you
At Stem Rural, we’re more than accountants – we’re your trusted partners. We take the time to learn your unique story to deliver personal, tailored support every step of the way.
Smarter solutions
Our innovative, tech-driven accounting solutions simplify operations and drive smarter farm growth, ensuring streamlined and efficient financial management.
Coming from rural
backgrounds the Stem
team aren’t afraid to
get their hands dirty.
“Rolling up the sleeves and just getting on with it” is a pretty good way to describe how the Stem Rural team works. We’ve learnt that getting out of the office and getting under the bonnets of our clients’ businesses is the best way to understand which tools we can best use to help.
Just like maintenance, we believe being proactive is the best way to get best from your business and that’s why we’re always finding our clients opportunities other accountants have overlooked. If there’s a better way, we’ll find it for you.
Regardless of whether your objectives are to “just take care of business”, to achieve stratospheric growth or anywhere the middle, the Stem team is ready, sleeves rolled up and ready to get busy.
No Surprises with Income Tax
Here at Stem we can make a real difference with our No Surprises tax service. This utilises the AIM method (Accounting Information Method) of paying income tax instead of the traditional Standard provisional tax method.
Using AIM & Xero we are able to calculate your income tax every two months and you can pay this along with your GST. You only pay tax when you make a profit. If you’ve overpaid tax you can receive a refund straightaway.
We currently have over 100 clients paying their income tax via the AIM method and they all say it’s the best decision ever as there’s – ‘No Surprises!’
Inland Revenue has more information on AIM here.
Rural Advisory Services
Our advisory services are built around your needs, with a range of flexible packages designed for different sectors of the agricultural world. Whether you’re a dairy farm owner, a sharemilker or involved in a kiwifruit orchard, we have a solution for you. From detailed farm performance reports to comprehensive annual planning and strategic revisions, our goal is to provide clear, actionable advice that keeps your farm moving forward.
We’ve created tiered advisory packages – Bronze, Silver, Gold and Platinum – that cater to different stages of your agribusiness journey. Each package includes a range of services like farm performance reports and annual plan meetings to ensure your farm is performing at its best.
Succession Planning
Succession planning is a vital part of securing the future of rural businesses. We work closely with dairy farmers and orchardists to create clear, practical succession strategies that support smooth transitions across generations. Our approach ensures that both family and business goals are aligned, helping clients move forward with confidence and peace of mind.
Switching to
Stem is easy
Have you been thinking that your current accountant just isn’t quite cutting it and it’s time for a change?
