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These are the SHOULD do’s

Income Tax Planning

This is something we are really hot on at Stem – giving you advance warning of your likely tax liability for the current income year. If your taxable income is subject to variations that may be beyond your control – e.g. dairy farmers or kiwifruit orchardists – it’s a good idea to know exactly what you will be up for now – rather than waiting until some time after the end of your financial year to find out. Tax Planning allows us to help you with your cash flow – why pay provisional tax if in fact it will be refunded once your tax return is filed.

ACC Advisory

We can act as your agent for all ACC related matters. We make sure your invoices from ACC are accurate – it is surprising the number of times we find things that are not quite right. We also work with you to ensure you are covered by the most appropriate ACC scheme.

Business Start Up

When starting a business you will receive all sorts of advice from all sorts of people. It can sometimes be very difficult to see the wood from the trees. We can help here. We can work with you to find a path through all of that information and recommend a solution that is going to meet your requirements. We can give advice on business structure, IRD obligations, record keeping, employment obligations, tax software packages and much, much more.


Have you ever wondered how your business performs compared to your competitors? Are you spending enough on advertising? Are you paying too much rent? Are your staff costs too high? What is the average bottom line of your competitors? We have access to benchmarking data for different types of businesses and would be happy to discuss this with you.

Managing Reports

As your business becomes more complex it is critical that you are monitoring your business’s performance. In order to make GOOD business decisions you need GOOD information. We can work with you to identify your Key Performance Indicators (KPI’s) and then come up with an innovative solution to report on those KPI’s in a timely and efficient manner. Working together we can ensure you have the information you need, when you need it.

Software Solutions

There are so many different Software Solutions on the market today. Stem can help you decide which package is going to work for you both now and in the future. We are dealing with a lot of these products on a regular basis, so come and talk to us about coming up with a solution that will suit your business.

Farm from the front foot with Figured

Figured is online farm financial management software that offers farmers a better way to financially manage their farming operations.

Livestock tracking, farm budgeting and forecasting tools work seamlessly with our online accounting software, Xero, enabling you to confidently plan and reforecast with realtime information when conditions change.

For our dairy farmers Figured has access to your production figures as well as the current milksolids price.

To learn how Figured financial management software could work for you.

Call: 07 573 5569