Happily we’re back at Level 2, back in the office and practising social distancing.

We would ask that clients scan our QR code or sign in when visiting our office as well as wearing your face masks. Where possible we will be arranging online meetings but realise that  sometimes being face to face is best.

Click here to go to our latest update regarding the available Government support measures to help business through these difficult times.

Coming from rural
backgrounds the Stem
team aren’t afraid to
get their hands dirty.

“Rolling up the sleeves and just getting on with it” is a pretty good way to describe how the Stem Rural team works. We’ve learnt that getting out of the office and getting under the bonnets of our clients’ businesses is the best way to understand which tools we can best use to help.

Just like maintenance, we believe being proactive is the best way to get best from your business and that’s why we’re always finding our clients opportunities other accountants have overlooked. If there’s a better way, we’ll find it for you.

Regardless of whether your objectives are to “just take care of business”, to achieve stratospheric growth or anywhere the middle, the Stem team is ready, sleeves rolled up and ready to get busy.


Creating a small business budget

Small business budgets are empowering. They give you the knowledge and insight to eliminate wasteful spending and get to profitability faster. When setting a business budget, you need good numbers. Don’t guess at what’s coming in and what’s going out. You could be...

Working from home expenses, reimbursements, and tax

Employees increasingly work from home, whether part- or full-time, or during lockdowns. It’s raised questions about how to reimburse employees for associated costs and whether businesses can claim deductions for reimbursements. Inland Revenue guidance on the tax...

Reimbursing employees for work use of phones, tablets or laptops

If you provide employees with mobile phones, laptops, or devices for work, which are used solely for work, you can claim the devices and usage plans as business expenses. Where employees use their own phones or devices for both work and private use, you may choose to...

Four tips to get you started with better debtor management

Think of great debtor management as the flip side of great customer service. Great customer service makes it easier for your clients to buy what you sell, nurtures strong customer relationships, and helps your bottom line. Great debtor management makes it easy for...

Which capital gains are tax free?

New Zealand does not have a capital gains tax. However, some capital gains are taxable. These include the gains made on some property sales, and sometimes on the sale of shares and other assets. Rather than listing which gains are taxable, it’s simpler to tell you...

Covid 19 Newsletter #2 – Update & Business Support Measures

Update Thankfully we are now in Level 2 and back to some kind of normality. We have plenty of space in our office to social distance so all of our staff members have returned to work. For client meetings we are going to arrange online meetings where possible but face...

The difference a Chartered Accountant can make for your business

When PSA hit Trudi’s Kiwifruit clients here in Te Puke she went all out to ensure a law change was passed to ensure that the costs to the grower became fully tax deductible. This video explains what happened.

Forecasting with Figured

Figured works seamlessly with Xero enabling you to confidently plan and re-forecast with realtime information when conditions change. We can use Figured to budget and forecast for any client type but it really comes into its own for Dairy and Drystock Farmers. For Fonterra suppliers we can automatically update your forecasted income when dairy price changes are announced.


2020 Diversity Awards NZ – Work Life Balance Category  – Winner of Small Organisation Excellence Award

September 2020 – We were finalists in the 2020 Diversity Awards NZ in the Work Life Balance category and have won a small organisation excellence award!. This is in recognition of the implementation of our very successful six hour workday for our team. For more information head over to the Diversity Works NZ website to read our case study. You can also watch our entry video below.

Here are Trudi, Martin & Nick accepting our award at the awards ceremony at Sky City.

Switching to
Stem is easy

Have you been thinking that your current accountant just isn’t quite cutting it and it’s time for a change?