
Coming from rural
backgrounds the Stem
team aren’t afraid to
get their hands dirty.
“Rolling up the sleeves and just getting on with it” is a pretty good way to describe how the Stem Rural team works. We’ve learnt that getting out of the office and getting under the bonnets of our clients’ businesses is the best way to understand which tools we can best use to help.
Just like maintenance, we believe being proactive is the best way to get best from your business and that’s why we’re always finding our clients opportunities other accountants have overlooked. If there’s a better way, we’ll find it for you.
Regardless of whether your objectives are to “just take care of business”, to achieve stratospheric growth or anywhere the middle, the Stem team is ready, sleeves rolled up and ready to get busy.
No Surprises with Income Tax
Here at Stem we can make a real difference with our No Surprises tax service. This utilises the AIM method (Accounting Information Method) of paying income tax instead of the traditional Standard provisional tax method.
Using AIM & Xero we are able to calculate your income tax every two months and you can pay this along with your GST. You only pay tax when you make a profit. If you’ve overpaid tax you can receive a refund straightaway.
To use AIM you must:
– have an annual turnover of under $5m
– be an individual or a company (no Trusts or Partnerships at this stage)
– use approved accounting software, we use Xero
We currently have over 100 clients paying their income tax via the AIM method and they all say it’s the best decision ever as there’s – ‘No Surprises!’
Inland Revenue has more information on AIM here.


Surfing for Farmers
Take the beach back to the Paddock.
We are excited to announce our sponsorship with Surfing for Farmers.
Surfing For Farmers is a unique opportunity for New Zealand farmers to take a break from their all-consuming businesses and engage in outdoor activities, enjoy fresh air, exercise, and connect with fellow farmers, rural families, and industry professionals.
Jump in the Ute, grab your neighbours and join us for the perfect break and a classic kiwi BBQ.
Starts December 7th at Mount Maunganui (cnr Banks & Marine Parade). Click here for further details and registration.
Forecasting with Figured
Martin popped out to see Luther and Jess Siemelink to see how Figured works for their dairy farming business.
Figured works seamlessly with Xero enabling you to confidently plan and re-forecast with realtime information when conditions change. We can use Figured to budget and forecast for any client type but it really comes into its own for Dairy and Drystock Farmers.
For Fonterra suppliers we can automatically update your forecasted income when dairy price changes are announced.
The difference a Chartered Accountant can make for your business
When PSA hit Trudi’s Kiwifruit clients here in Te Puke she went all out to ensure a law change was passed to ensure that the costs to the grower became fully tax deductible. This video explains what happened.
News
Here are some snippets of business and accounting news we've recently put out on our Social Media.

2020 Diversity Awards NZ – Work Life Balance Category – Winner of Small Organisation Excellence Award
September 2020 – We were finalists in the 2020 Diversity Awards NZ in the Work Life Balance category and have won a small organisation excellence award!. This is in recognition of the implementation of our very successful six hour workday for our team. For more information head over to the Diversity Works NZ website to read our case study. You can also watch our entry video below.
Here are Trudi, Martin & Nick accepting our award at the awards ceremony at Sky City.
Switching to
Stem is easy
Have you been thinking that your current accountant just isn’t quite cutting it and it’s time for a change?
